Frequently Asked Questions

Frequently Asked Questions2019-09-23T20:46:13-04:00

Questions about our check cashing services?
Here are a few we get asked a lot.

Are your ATMs available 24/7?2019-09-23T20:15:38-04:00

Our cash machines are available day and night around the clock for your convenience at all our Rochester check cashing store locations.

Do your ATMs only dispense $20 bills?2019-09-23T20:09:48-04:00

Glad you asked!  Our ATMs offer smaller denominations.  Get ten dollar bills ($10) or twenties ($20) at the machines at our four check cashing stores.

Does Chester’s cash personal checks?2019-09-10T20:31:02-04:00

No. But we are happy to cash your payroll check, tax refund check, government check, money order, insurance settlement check, lawyer check, union check, IRA check, and many other checks.

What do I need to cash a check?2019-09-17T07:42:34-04:00

One of the following:

  • A valid picture ID from your place of employment or college.
  • Driver’s license
  • Benefit card with picture
  • Current passport
Does Chester’s give payday loans?2019-09-10T20:29:00-04:00

No, we do not. It is illegal in New York State.

How much does check cashing cost?2020-05-22T12:19:08-04:00

Effective May 2020, the check cashing rate is 2.23%. For example, it costs $2.23 to cash a $100.00 check.